Let our personable and experienced agents help you make the most informed decisions about auto, home, life, commercial, cyber, and group benefits insurance. We represent the most creditable and reliable carriers and never charge a broker fee.
We are a one-stop-shop for home and auto insurance with many of our carriers offering bundling discounts. We can also provide coverages for: earthquake, flood, life, valuable items, and personal umbrella coverage.
Commercial Lines and Group Benefits
Our commercial lines agents understand that not every business is the same. We will get to know your business and find the best carrier and coverage for your business. We offer additional policies for cyber threats, earthquake, and professional liability. We also have a dedicated group benefits department that takes the time to know your needs and employees. We use the latest tools to reduce your time spent on benefits and provide you with access to HR resources and experts.
Additional Coverages and Expertise
The most common mistake people make buying insurance is assuming something is covered without taking the time to understand the limits of a policy. KOVR agents understand the importance of asking good questions to learn about your life, home, and business. We provide complimentary reviews of client’s current policies and offer advice and options to make sure there are no disappointing surprises if you need to file a claim. Need a specific type of coverage we have not mentioned here? We can help you, contact a licensed agent here.
What Our Customers Are Saying
Sohrab V.Hillsborough, CA
''KOVR is very easy to use, they pull in my current policies and compared apples to apples. Saving me $536 off my auto + home. I'm just mad I didn’t find them sooner"
Bob H.Gardena, CA
''We use KOVR for all our Company Insurance needs. Their personnel are very knowledgeable, helpful, and easy to work with; they must have over 100 years of combined experience in the Insurance and Benefits Department. If I have a question, I know who I am going to call. I highly recommend KOVR for all your Insurance and Benefits needs."
Maggie G.Los Angeles, CA
''I was able to save $400 per year by switching my insurance to KOVR. I didn't want to go through the hassle of shopping around for new insurance policies, but this made it easy. A couple of clicks and 30 minutes later, I had saved on both my auto and home insurance."