We Cover

Happiness has many roots, but none more important than security.

– E.R. Stettinius, Jr.

Get Coverage Now.

Let our personable and experienced agents help you make the most informed decisions about auto, home, life, commercial, cyber, health & Medicare, and group benefits insurance. We represent the most creditable and reliable carriers and never charge a broker fee.

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Some of Our Carrier Partners

KOVR Knows Insurance

Personal Lines and Life Insurance

We are a one-stop-shop for home and auto insurance with many of our carriers offering bundling discounts. We can also provide coverages for: earthquake, flood, life, valuable items, and personal umbrella coverage.

See our Medicare page to learn more our Medicare services.

Commercial Lines and Group Benefits

Our commercial lines agents understand that not every business is the same. We will get to know your business and find the best carrier and coverage for your business. We offer additional policies for cyber threats, earthquake, and professional liability. We also have a dedicated group benefits department that takes the time to know your needs and employees. We use the latest tools to reduce your time spent on benefits and provide you with access to HR resources and experts.

Additional Coverages and Expertise

The most common mistake people make buying insurance is assuming something is covered without taking the time to understand the limits of a policy. KOVR agents understand the importance of asking good questions to learn about your life, home, and business. We provide complimentary reviews of client’s current policies and offer advice and options to make sure there are no disappointing surprises if you need to file a claim. Need a specific type of coverage we have not mentioned here? We can help you, contact a licensed agent here.

What Our Clients Are Saying

''We use KOVR for all our Company Insurance needs. Their personnel are very knowledgeable, helpful, and easy to work with; they must have over 100 years of combined experience in the Insurance and Benefits Department. If I have a question, I know who I am going to call. I highly recommend KOVR for all your Insurance and Benefits needs."

Bob, Commercial/Group Health

Gardena, CA

Jennifer is knowledgeable, thorough, and passionate about providing the best Medicare supplement and Advantage solutions. A pleasure to do business with.

Jim, Medicare

Aliso Viejo, CA

''KOVR is very easy to use, they pull in my current policies and compared apples to apples. Saving me $536 off my auto + home. I'm just mad I didn’t find them sooner"

Sohrab, Home/Auto

Hillsborough, CA

''I was able to save $400 per year by switching my insurance to KOVR. I didn't want to go through the hassle of shopping around for new insurance policies, but this made it easy. A couple of clicks and 30 minutes later, I had saved on both my auto and home insurance."

Maggie, Home/Auto

Los Angeles, CA

Loved working with KOVR. Bundled my home and auto policy and also worked with KOVR on starting my Medicare benefits. Love the entire team!! Becky and Jennifer are great!

Andrea, Medicare/Home/Auto

Los Angeles, CA

Very helpful! Jennifer takes you through signing up for Medicare and makes it so easy and clear.

Ruth, North Hollywood, CA

Medicare Client

Jennifer was very patient with me when I needed to sign up for Medicare for the first time. I would have been lost without her help. Thanks much!!

Tami, Woodland Hills, Ca

Medicare Client

KOVR rocks!! Very professional and knowledgeable. My Medicare agent, Jennifer helped me understand how Medicare works for me. She definitely answered all my questions.

Sheila, Midland, TX

Medicare Client

Loved working with KOVR. Jennifer is great at listening and answering all my many questions. Once I made my decision of which plan I wanted to go with she followed up to make sure everything was going smoothly. I'm looking forward to working with Jennifer in the future and sending all my friends her way.

Andrea, Los Angeles, CA

Medicare Client

A pleasure to do business with. Jennifer is knowledgeable, thorough, and passionate about providing the best Medicare supplement and Advantage solutions.