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Welcome To

Pronounced COVER

Insurance made simple. We cover what matters to you. No matter your circumstances, life-stage, driving record, or condition of property, we offer the best policies available to you from a list of reputable insurance carriers. From home and auto insurance to commercial insurance and group benefits for your business, we have you covered. 

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Some of Our Carrier Partners

Covering What Matters.

Our mission is to empower insurance buyers with the best information, service, and coverage that suits their specific needs and concerns. We aim to make the process of buying insurance less about something you “have to do” and more about an experience of feeling safe, supported, and seen.

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The KOVR Difference

We Speak Your Language

Tired of talking to a customer service agent that is reading from a script or an AI bot? So are we. We speak to you the way you want to be spoken to. We listen, we answer your questions, and never use confusing insurance language. We speak to you like a friend.

Experienced Agents

Our experienced and friendly agents understand no two people are alike or have the same insurance needs. We consider your unique circumstances and life-stage to offer you the best policies for your needs. Your concerns are our concerns; we aren’t happy till you are.

KOVR Perks

When you review all of your insurance needs with one of our licensed insurance agents, we provide you with cost-saving bundling opportunities and special perks. We also take care of canceling your old policies so you have one less thing to worry about.

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What Our Clients Are Saying

''We use KOVR for all our Company Insurance needs. Their personnel are very knowledgeable, helpful, and easy to work with; they must have over 100 years of combined experience in the Insurance and Benefits Department. If I have a question, I know who I am going to call. I highly recommend KOVR for all your Insurance and Benefits needs."
5
Bob, Commercial/Group Health
Gardena, CA
Jennifer is knowledgeable, thorough, and passionate about providing the best Medicare supplement and Advantage solutions. A pleasure to do business with.
5
Jim, Medicare
Aliso Viejo, CA
''KOVR is very easy to use, they pull in my current policies and compared apples to apples. Saving me $536 off my auto + home. I'm just mad I didn’t find them sooner"
5
Sohrab, Home/Auto
Hillsborough, CA
''I was able to save $400 per year by switching my insurance to KOVR. I didn't want to go through the hassle of shopping around for new insurance policies, but this made it easy. A couple of clicks and 30 minutes later, I had saved on both my auto and home insurance."
5
Maggie, Home/Auto
Los Angeles, CA
Loved working with KOVR. Bundled my home and auto policy and also worked with KOVR on starting my Medicare benefits. Love the entire team!! Becky and Jennifer are great!
Kovr Testimonial
5
Andrea, Medicare/Home/Auto
Los Angeles, CA
Very helpful! Jennifer takes you through signing up for Medicare and makes it so easy and clear.
Kovr Testimonial
5
Ruth, North Hollywood, CA
Medicare Client
Jennifer was very patient with me when I needed to sign up for Medicare for the first time. I would have been lost without her help. Thanks much!!
5
Tami, Woodland Hills, Ca
Medicare Client
KOVR rocks!! Very professional and knowledgeable.  My Medicare agent, Jennifer helped me understand how Medicare works for me. She definitely answered all my questions.
5
Sheila, Midland, TX
Medicare Client
Loved working with KOVR. Jennifer is great at listening and answering all my many questions. Once I made my decision of which plan I wanted to go with she followed up to make sure everything was going smoothly. I'm looking forward to working with Jennifer in the future and sending all my friends her way.
5
Andrea, Los Angeles, CA
Medicare Client
A pleasure to do business with. Jennifer is knowledgeable, thorough, and passionate about providing the best Medicare supplement and Advantage solutions.
5
Jim, Aliso Viejo, CA
Medicare Client

The Preferred Agency of People Who Love Trees

We started KOVR during the pandemic with all the expertise and dedication to thrive, yet the odds were stacked against us. Now with our 5-year anniversary behind us, we are recommitting to the people and things that matter the most to us. Our agency is made up of people who love animals and nature. We find inspiration in how trees grow and love hearing stories about the trees our clients encounter and care for on their properties. This is why in 2025, we made a commitment to plant trees, help people protect the trees they love on their properties, and do more to connect people in education and action in tree & forest preservation.

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